Easy Stated Commercial Loans

Stated Commercial Loans

Some highlights about our STATED INCOME Loan for Commercial Properties:

NO Upfront Fees or Points | Minimum Mid-FICO of 650 | No Income/No Employment verification!

No tax returns! No DTI – Simple Doc

Up to 65-75% LTV and CLTV of 80% | Cash-Out, Rate and Term, or Purchase

$100k-$5M Loan Amounts | Rates Starting in the 7’s | No Limit on Number of Properties Owned!

We Fund Investment Residential and Traditional Commercial Properties:

Including NON-Owner Occupied: SFR, Condos, 1-4 Units, 5+ Multifamily and Mixed Use

Commercial Property Types: Office, Retail, Warehouse, Self-Storage, Auto Service, Light Industrial

Terms: 3 Year and 5 Year Fixed – 30 Year Amortization

Pre-Payment Penalty Equal to Loan Term – Can Be Bought Down

Program Available in Most States – USA Only

We can also fund Foreign Nationals (with US SSN and Credit) and up to 10 properties per borrower.

To get started you will need to fill out an Application (1003) and provide a tri-merge credit report. After review, if we offer a term sheet you will need to pay for an appraisal to complete the process. No other fees are paid until funding.

A CLTV of 80% is allowed on all transactions. For Purchases you will need to have at least 10% of your own money into the transaction. We will allow 10% gift funds and the seller can carry a 10% second.

Call Rob today for an application directly or for more information:


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